Saving for Retirement is easy and there are many ways in which you can do it.

1. You can pay into a pension plan and receive full tax relief on your contributions, when you get to retirement

2. You can convert your fund into an income plan or even take the capital. With the recent changes in the budget these plans have become very flexible and attractive. 25% of the fund can be taken tax free

3. You can pay into ISAs now known as NISAs these investments grow free of tax and any income from them is tax free. From July 2014 you can pay in up to £15,000 per person each tax year

4. You can invest in property and use the rental income live on during retirement

Let Blue Ocean help you make the right choice.

T: 01474 709605