Regular or Lump Sum Investments
Regular saving offers an ideal way of capitalising on the growth potential of market investments and, over time, is an effective method of building a substantial portfolio.
A steady disciplined method of regular investment contributions is very likely to be the best way to build up a substantial portfolio to help with specific financial goals.
It may be to save for future purchase, such as a deposit for a new home or a once in a lifetime holiday.
Whatever your objectives, we will be happy to structure a suitable method of savings.
For many individuals; for example those working abroad on a contract, we can provide savings plans, which operate in a highly flexible manner, allowing for an increase or reduction in regular contribution (subject to the minimum investment levels). The ability to stop or re-start the regular contributions without penalty and the facility to add a lump sum investment should end of contract bonuses be available.
Simply advise us of what you need and we will construct a solution to meet your requirements.
At Blue Ocean our aim is to exceed your expectations. We recognise that no two investors are the same - so we work closely with you to develop a financial strategy and plan to help deliver your personal investment requirements - both now and in the future.
This starts by establishing your precise objectives , whether capital growth or income is needed, whether access to capital is required in the future and when this might be. We also take note of your attitude to risk and your tax position and encourage a wide variety and spread of investment vehicles. Our initial proposals will then be discussed with you before we proceed.
At all times, we focus on certain key points;
- Tax mitigation
- Risk management
- Protection of wealth
- Estate preservation
- Generating Income
We also stress the need for continual reviews to reflect changes in both the marketplace and your needs. This, together with efficient administration and regular clear communication, is, we believe, the key to allowing us to provide the very best investment advice for you at all times.
If you want us to proceed with your investments
- We'll ask you to complete a fact find, it will give us your view of investments and enable us to calculate how much or how little risk you're willing to take with your money.
It will also enable us to ascertain your future aims and objectives and this can be done either through an appointment with one of our Financial Advisers or by downloading this via the website.
If you have any questions about this process, please contact us.
When we have all the information
An investment specialist will go through it with you. We want to ensure you understand everything about our recommendations , with specific emphasis on finding answers to your needs as follows:
- Discover and help to prioritise your short and long-term goals and aspirations
- Identify the lifestyle that you have and expect to experience
- Analyse your financial position, challenges and opportunities as they relate to your goals
- Develop an investment strategy that attempts to balance your goals and tolerance for volatility
- Help you with the financial implications of lifestyle changes
- Provide written recommendations and alternatives to help you achieve your stated goals
- Implement your financial decisions
We'll design you a portfolio with a spread of managers and funds, matched to the level of risk you're prepared to accept. Our aim is to help you achieve 'above average' growth: to maximise the return you'll achieve within the level of risk you're prepared to take.
If you want to proceed with our suggestion
We will make it very easy for you by pre-populating all the forms.
Once your money is invested
We want you to be confident about your investment fund .
We'll send you an initial document showing how the money was invested. And every six months, we will review your portfolio and publish the results on our website, suggesting changes you might consider to the make-up of your portfolio.
Once a year, we'll check your view of risk hasn't changed. Then we'll rebalance the funds in your portfolio, so you have the best opportunity for growth on your pension fund, without taking undue risk.
We can send you regular quarterly newsletters to keep you informed of current financial issues that may be of interest, if you sign up for this service ( free of charge).
At any time, you can contact us to discuss general or specific financial matters with a specialist.
We get paid like this
We normally receive commission from managers we place your money with. But if you prefer, you can pay us a fee.
