Income Protection
Over 2 million people of working age will be off work for at least 6 months at any one time through sickness or disability.
Accident, injury or long-term illness can stop you from working at anytime in the future. Although you may find that your employer provides you with a level of sick pay for a certain period of time, it may not be enough to maintain your income level until you are able to return to work.
If you are fortunate you may have a level of savings to rely on or you may place your hopes in the Government providing certain disability benefits that following a long-term illness you may be entitled to.
An Income Protection Policy can give you the peace of mind knowing that you are paid a regular income throughout the term of the plan, if the worst was to occur.
You may also decide to opt for your policy to be Indexed linked, which means that it can increase annually in line with the Average Earnings Index so that the benefit you receive more than keeps in line with inflation.
If you want more information, please call or email us.
