ONE OF THE
UK’S PREMIER
INDEPENDENT
FINANCIAL ADVISERS

Existing Investments

When was the last time you reviewed your investments?

You may have many investments spread with different companies which makes it difficult to keep track of your investments as it involves lots of time and paperwork.

Tracking the performance is vital to the long term success of your investment strategy.

We can help you by :

If you want us to look at your investments

• We'll ask you to complete a fact find, it will give us your view of investments and enable us to calculate how much or how little risk you're willing to take with your money.

It will also enable us to ascertain your future aims and objectives and this can be done either through an appointment with one of our Financial Advisers or by downloading this via the website.

If you have any questions about this process, please contact us.

• Your existing providers will need your written authority to allow us to gather information to review your investments. We've made it really simple - our form will only take you a few minutes to complete and this can be found by going to the authority letter link.

We'll analyse your investments, past and present.

When we have all the information

An investment specialist will go through it with you. We want to ensure you understand everything about your investments , with specific emphasis on finding answers to your needs as follows:

• Discover and help to prioritise your short and long-term goals and aspirations
• Identify the lifestyle that you have and expect to experience
• Analyse your financial position, challenges and opportunities as they relate to your goals
• Develop an investment strategy that attempts to balance your goals and tolerance for volatility
• Help you with the financial implications of lifestyle changes
• Provide written recommendations and alternatives to help you achieve your stated goals
• Implement your financial decisions

If you want to make changes to your investments

We'll design you a portfolio with a spread of managers and funds, matched to the level of risk you're prepared to accept.

We'll test the portfolio against the market to see how your money would have performed compared to the market average. Our aim is to help you achieve 'above average' growth: to maximise the return you'll achieve within the level of risk you're prepared to take.

If you want to proceed with our suggestion

We will make it very easy for you by pre-populating all the forms. And we'll chase your providers until the money comes through.

Once your money is invested

We want you to be confident about your investment fund.

We'll send you an initial document showing how the money was invested. And every six months, we will review your portfolio and publish the results on our website, suggesting changes you might consider to the make-up of your portfolio.

Once a year, we'll check your view of risk hasn't changed. Then we'll rebalance the funds in your portfolio, so you have the best opportunity for growth on your pension fund,  without taking undue risk.

We can send  you regular quarterly newsletters to keep you informed of current financial issues that may be of interest, if you sign up for this service ( free of charge).

At any time, you can contact us to discuss general or specific financial matters with a specialist.

We get paid like this

We normally receive commission from managers we place your money with. But if you prefer, you can pay us a fee and we have estimates of the fees for advising on investments, which can be provided on request.