You may:

> be considering if you want to stop working fully, or reduce your hours and “ease” into retirement steadily

> be doing the opposite and ticking the days off to the big day on your calendar!

> be thinking about taking out some of your “money pot” to enjoy whether this is for yourself or for your family… it’s up to you

> want to start taking some income from your savings… tax efficiently of course!

> want to keep things flexible. You don’t know what is going to happen in the future, so you want to be able to make changes

> want to make provision for care fees

> be concerned about becoming ill and the impact that this may have on how your “money pot” will last

> want to minimise your exposure to risk

> want to leave your “money pot” to your loved ones after you have died – and what to ensure that this is possible


If this sounds like you, it may be worth considering booking an appointment with your us to review your own circumstances.